加限购时判断collectionId并且最大加10

(cherry picked from commit caeb9542c32131b360490449558cb06ce11cf1d3)

src/main/java/com/izouma/nineth/service/UserBankCardService.java

@@ -70,6 +70,7 @@ public class UserBankCardService {
         if (user != null) {
             user.setSettleAccountId(request.getBindCardId());
             userService.save(user);
+            userRepo.flush();
             log.info("绑卡成功，加积分{}", user.getId());
             //加积分加限购
             userService.savePoint(user);